Does my health insurance cover being transported by ambulance?
In most cases, yes. However, this depends on the type of coverage that the patient has and whether the service is considered medically necessary by the patient’s insurance carrier. The amount that your insurance company may pay towards ambulance transportation will vary based on the insurance contract that you have with your insurance company. Insurance plans offer different levels of coverage or customary charges that the insurance company will pay towards the bill. This amount varies greatly from 100% of the fees charged to another amount the insurance company decides is usually and customary.

Each insurance company and, in some cases, each insurance policy may pay differently towards ambulance transportation. Medicare and Medicaid also cover ambulance transportation, however, they both have specific rules and guidelines regarding ambulance charges.

We encourage you to check with your insurance provider should you have specific questions pertaining to your coverage.

Show All Answers

1. Where is the closest ambulance to where I live?
2. Can I come to the EMS station to have my blood pressure checked?
3. What number do I call when I need an ambulance?
4. What hospitals do you take patients to?
5. Why does a fire or rescue truck come to my house when I call for an ambulance?
6. Does my health insurance cover being transported by ambulance?
7. Who should I contact if I have a question about my bill?
8. How do I get a copy of my ambulance trip report?
9. What is H.I.P.A.A.?
10. How many calls did Jackson County EMS respond to in 2019?